Add money

Your money in Floatless is digital dollars, also called stablecoins, held in your wallet on Monad. You add money by having stablecoins sent to your Floatless address, and you keep a little MON, Monad's own currency, to pay network fees.

Open Add money

On Home, tap Add money. The sheet is one view with no tabs. The same sheet opens from Add money in Send when your wallet has no dollars, from the Add dollars and Add a little MON for fees steps in the Get set up checklist, and from Add MON when you're short on the network fee.

Bank transfers aren't available yet, and the sheet says so at the bottom. For now money comes in as stablecoins sent to your address on Monad.

Receive with your address or QR code

The sheet shows everything someone needs to pay you.

• The QR code holds your wallet address. Anyone can scan it with a wallet app to fill in your address.
• Your Floatless address shows the same address written out in groups of four, which is easier to check by eye. Copy address puts it on your clipboard, and View on Monadscan opens your address on Monadscan, a public website that shows every transaction on Monad.
• A Send on Monad only box gives the sender three steps. In their exchange or wallet they choose Send or Withdraw, pick the coin and choose Monad as the network, then scan your code or paste your address.
• What you can send lists the coins by name, with AUSD first because it's the one Floatless Savings earns on.
• A Network fee row shows whether you have the MON you need. See Get MON for network fees.
• Share address at the bottom sends your address through your phone's share sheet, for example in a message. The message names the network and the coins, and reminds the sender to use Monad only.

Your Floatless address is your wallet address. Receiving doesn't cost you anything, because whoever sends the money pays the network fee for their transfer.

While the sheet is open, it says "Waiting for money" and checks for new dollars every 10 seconds. When dollars arrive, it shows Money received with the amount and tells you it's in your balance.

If the sheet says Your wallet is still getting ready, your wallet is still connecting. Close the sheet and open it again in a moment.

Coins and token contracts

This table lists every stablecoin Floatless shows for your network. When you pay someone, Floatless only uses these token contracts. The What you can send list on the sheet leaves out AUSDC, because that comes from the Cleanverse card instead.

AUSDC is aUSDC, Cleanverse's regulated dollar. Floatless only offers it on testnet, and only a wallet with a verified Cleanverse identity can receive it. See Regulated dollars.

Check that it arrived

Pull down on Home to refresh. Your Wallet balance adds up what your wallet holds, and tapping it opens Your dollars, with one line for each coin that has a balance. MON shows up there once you hold some. While the app is open, Home also refreshes your balance about every 30 seconds. Floatless values each stablecoin at its market price when it has one, and at $1 when it doesn't. Your dollars says so when it counted any coin at $1.

Once you have money in Floatless Savings, Your dollars adds a Savings block with what's in savings and what you can withdraw now. The headline on Home then reads Total balance, with a line like "$X in your wallet, $Y in savings".

Money you receive raises your balance. On Monad mainnet it also appears in Activity as Received, with the sender's address.

Get MON for network fees

Every payment, savings deposit or withdrawal, and spending-rules registration is a transaction on Monad, and you pay its network fee in MON. Floatless doesn't pay network fees for you, so keep some MON in your wallet before you send.

To get MON, send it to your deposit address from another wallet or from an exchange that supports withdrawals on Monad. On testnet you need test MON, which you can get from a Monad testnet faucet.

The Network fee row on the Add money sheet tells you how much MON your wallet has, or says "None yet" or "Low" when you need more. When you send money, the review screen shows the most the network fee can be, and Send stays off with Add MON if your wallet can't cover it. See Fees and limits.

Regulated dollars on testnet

On Monad testnet, the sheet has one more card, Get aUSDC, verified dollars. It's where you get aUSDC, a digital dollar from Cleanverse that only moves between wallets with a verified identity. The mainnet app doesn't show this card.

What the card shows depends on your Cleanverse identity.

• If you haven't verified yet, it explains that aUSDC only moves between verified wallets and offers Verify with Cleanverse, which opens Cleanverse's identity check for your wallet. When you come back to Floatless, the card checks again on its own. If it still asks you to verify, close the sheet and open it again.
• Once you're verified, it shows your personal Cleanverse deposit address with Copy. Send USDC there from a Cleanverse-approved source, and Cleanverse locks it and adds the same amount of aUSDC to your wallet. Get free test USDC opens Circle's faucet, where you pick Monad testnet and paste that address.
• If Cleanverse can't be reached, it says "Cleanverse didn’t respond. Try again in a moment." and offers Try again.

Regulated dollars covers the identity check and how to pay with aUSDC.