# Floatless

> Floatless is a mobile money app on Monad. You hold digital dollars in one balance, set spending rules that you sign and register onchain, protect savings goals, earn on AUSD you aren’t spending through a Morpho vault on Monad mainnet, and have every payment checked before you sign. Identity-verified regulated dollars from Cleanverse run on Monad testnet.

Every page below is plain Markdown. The same docs are on the web at https://floatless.xyz/docs, all in one file at https://floatless.xyz/llms-full.txt, and searchable through the Floatless MCP server at https://floatless.xyz/mcp (Streamable HTTP, no sign-in, tools: search, fetch, get_network_status, get_savings_rate, list_contracts).

## Start here

- [What is Floatless](https://floatless.xyz/docs/introduction.md): A mobile money app on Monad: one dollar balance, spending rules you sign, savings that earn, and a check before every payment.
- [Getting started](https://floatless.xyz/docs/getting-started.md): Get an invite, sign in with a passkey or email, and set up your first week with Floatless.
- [Mainnet and testnet](https://floatless.xyz/docs/networks.md): What works on Monad mainnet and testnet, and how Floatless keeps each network’s money and history apart.

## Using Floatless

- [Add money](https://floatless.xyz/docs/add-money.md): Receive digital dollars to your Floatless address, get MON for network fees, and get regulated dollars on testnet.
- [Send money](https://floatless.xyz/docs/send-money.md): How a payment works, every check that runs before you sign, and what to do when one is declined.
- [Spending rules](https://floatless.xyz/docs/spending-rules.md): Limits you set and sign yourself, registered on Monad, and checked before every payment.
- [Savings goals](https://floatless.xyz/docs/savings-goals.md): Goals with a protected floor, so a payment that would dip into them is stopped before you sign.
- [Floatless Savings](https://floatless.xyz/docs/floatless-savings.md): Earn interest on AUSD you aren’t spending, through a Morpho vault on Monad mainnet.
- [Scheduled releases](https://floatless.xyz/docs/scheduled-releases.md): Send AUSD to someone after a date you pick. It earns interest while it waits, and Chainlink CRE or anyone can release it once it’s due.
- [Regulated dollars](https://floatless.xyz/docs/regulated-dollars.md): Cleanverse aUSDC on Monad testnet: identity checks on both sides of every payment, and a Travel Rule report.
- [Activity and history](https://floatless.xyz/docs/activity.md): Your history in plain words, grouped by day, with every money movement checked on Monad and a Monadscan link for each transaction.

## Safety and trust

- [Keys and security](https://floatless.xyz/docs/security.md): How signing works for passkey and email users, what Floatless can and can’t do with your money, and the known risks.
- [Fees and limits](https://floatless.xyz/docs/fees-and-limits.md): Every fee you pay and every limit that applies, and where each one is enforced.

## Reference

- [Contracts and verification](https://floatless.xyz/docs/contracts.md): Every contract Floatless uses on each network, with source verification and how to check the savings vault yourself.
- [Live proof](https://floatless.xyz/docs/proof.md): Recorded transactions on Monad mainnet and testnet that show each part of Floatless working.
- [API](https://floatless.xyz/docs/api.md): Base URLs, authentication, response format and the main endpoints of the Floatless API.
- [Use Floatless in ChatGPT and Claude](https://floatless.xyz/docs/ai-assistants.md): Connect the Floatless MCP server to ChatGPT, Claude or any MCP client and ask questions about Floatless.
- [FAQ](https://floatless.xyz/docs/faq.md): Direct answers to the questions people ask about Floatless, its money, its rules and its networks.
- [Glossary](https://floatless.xyz/docs/glossary.md): Plain-word definitions of the terms you meet in the app and these docs.

## Optional

- [All docs in one file](https://floatless.xyz/llms-full.txt): every page above, concatenated
- [Live proof console](https://floatless.xyz/proof): the testnet regulated-dollar configuration, read live from the API